Skip to main content
News

🏡 2026 U.S. Real Estate Forecast: What Investors & Wholesalers Should Expect

  • December 29, 2025
  • 0 replies
  • 3 views
Lais Laudari
Forum|alt.badge.img+2

As we close out 2025, the big question across the Investorlift Community is:
 

“Will 2026 finally unlock the housing market?”


According to major market forecasters - NAR, Fannie Mae, MBA, Zillow, NAHB - the answer is shaping up to be YES.
 

2026 is not expected to be a boom year. But it is projected to be a rebound year, with more transactions, modest price growth, easing mortgage rates, and a healthier deal flow for both buyers and wholesalers.
 

Below is a full breakdown of the latest forecasts with dates and sources, followed by what each trend means for Investors/Buyers and Wholesalers/Sellers inside Investorlift.

 

📈 1. Home Sales Are Expected to Rebound Strongly
 

Forecast: +14% existing-home sales in 2026

Source: National Association of REALTORS® (NAR) - Nov 14, 2025
 

NAR announced at the 2025 NAR NXT Conference that existing-home sales are projected to rise ~14% in 2026, with new-home sales increasing around 5%.
 

⭐ What This Means for Investorlift Users
 

For Investors/Buyers

  • More inventory → more acquisition opportunities

  • Easier resale/exit strategies

  • Better liquidity for flips, wholetails, and BRRRR exits

  • More retail buyers returning as rates ease
     

For Wholesalers/Sellers

  • A larger pool of active buyers

  • Faster deal movement

  • Improved spreads due to healthier comp activity

  • More confident end-buyers = higher assignment success rate
     

💵 2. Home Prices Expected to Rise 2-4% (Not a Boom, Not a Bust)

Sources:

Most major analysts forecast 2-4% national home price appreciation in 2026, slow, steady, and sustainable.
 

⭐ What This Means for Investorlift Users
 

For Investors/Buyers

  • Safer long-term holds (rentals, BRRRR, multifamily)

  • Stable, predictable ARVs

  • Less risk of buying into a falling market

  • Strong environment for value-add investments
     

For Wholesalers/Sellers

  • Easier ARV justification

  • Buyers feel more confident securing deals

  • Rising prices boost assignment fees when your numbers are tight
     

🏦 3. Mortgage Rates Projected to Ease Toward 6%

Sources:

Most agencies now expect 30-yr fixed mortgage rates to fall to:

➡️ ~6.2% (average forecast across major agencies)
➡️ ~5.9% (Fannie Mae projection by end of 2026)
 

⭐ What This Means for Investorlift Users
 

For Investors/Buyers

  • Lower monthly debt service

  • More deals cash-flow or pencil out

  • Better refi opportunities for BRRRR strategies

  • More competitive lending terms
     

For Wholesalers/Sellers

  • Your buyers can qualify more easily, meaning:
    → Fewer failed assignments
    → Higher conversion rates
    → Faster closings

  • More buyers re-enter the market = more demand for off-market deals
     

🧾 4. Mortgage Originations Expected to Increase

Source: Mortgage Bankers Association (MBA) - 2026 Outlook, Nov 2025
 

MBA forecasts:

  • Single-family originations: +8% to $2.2T

  • Multifamily & commercial: 16–24% growth
     

⭐ What This Means for Investorlift Users
 

For Investors/Buyers

  • More loan programs (DSCR, asset-based, fix/flip lines)

  • Better terms due to lender competition

  • More scalable financing options for acquisitions and rehabs
     

For Wholesalers/Sellers

  • Buyers’ funding is more reliable → fewer fall-throughs

  • Broader buyer pool able to close on your deals

  • Wholetail and hotel flips become more viable exit strategies
     

🧱 5. Inventory Rising Gradually, But Still Below Demand

Sources:

Builders are cautiously optimistic (NAHB Index projected around 51), and inventory is rising slowly — but still far below historical norms.
 

⭐ What This Means for Investorlift Users
 

For Investors/Buyers

  • Less chaotic bidding compared to 2021–22

  • Easier to negotiate discounts

  • But still strong enough demand to support resales and rentals

  • Value-add deals remain attractive in undersupplied markets
     

For Wholesalers/Sellers

  • More motivated sellers = more leads

  • Still-limited supply keeps your off-market deals in high demand

  • Faster movement when you price deals right


🟣 The Bottom Line: 2026 = Normalization, Opportunity & More Deal Flow
 

When you combine all major sources, the 2026 story is clear:
 

✔ More transactions

✔ Modest, stable price growth

✔ Lower but still realistic interest rates

✔ Healthier lending environment

✔ Improved liquidity for both sides of the marketplace
 

For Investors/Buyers:

2026 supports scaling:

  • More deals pencil

  • Safer exits

  • Better financing

  • Stable long-term appreciation
     

For Wholesalers/Sellers:

2026 strengthens your pipeline:

  • More seller leads

  • More active cash buyers

  • More confidence in comps

  • More assignments that actually close
     

💥 If 2023–2025 were about surviving volatility, 2026 is about scaling intelligently.
 

💬 What Do You See Coming in 2026?
 

The forecasts give us a strong baseline - but the real power of the Investorlift Community comes from your on-the-ground experience.
 

👇 Drop a comment below and share:

  • What market(s) are you most bullish or bearish on for 2026?

  • Are you planning to scale up, stay steady, or play defense?

  • What’s one change you’re making to your acquisition or disposition strategy next year?

  • For wholesalers: What types of deals are your buyers asking for right now?

  • For investors: What’s your buy box looking like heading into Q1 2026?
     

Your insights help everyone in the community make smarter moves.
Let’s kick off 2026 with data + collaboration + real-world experience. 🔥