📊 The Latest Numbers
 

According to Reuters (Oct 9, 2025), the average 30-year fixed mortgage rate in the U.S. fell slightly to around 6.3%, marking the second consecutive week of modest declines. Despite this dip, rates remain well above pre-pandemic averages and continue to challenge affordability for traditional homebuyers.

Even with these small improvements, buyer activity remains muted - many retail buyers are still “waiting on the sidelines,” according to the report.
 

💡 Why It Matters for you
 

While higher rates slow down conventional buyers, this environment actually creates unique advantages for Investorlift wholesalers and investors:
 

1. More motivated sellers - Homeowners facing longer days on market or tighter buyer pools may be more open to cash offers and creative financing structures.

2. Less competition from retail buyers - Fewer financed buyers mean cash investors can negotiate stronger deals.

3. Shift toward investor-driven activity - Flippers and landlords continue to buy when deals pencil out - especially if they can secure lower-cost private or hard money lending.

4. Higher demand for off-market deals - With MLS inventory constrained and affordability stretched, buyers turn to off-market platforms like Investorlift to find deals that fit their yield targets.
    

In short: while headlines sound “slow,” this is a market made for skilled investors who can structure creative, fast-moving offers.
 

🧠 Pro Tip for you
 

When sharing your deals on Investorlift this week, highlight “fast close” and “no financing contingencies” - those are huge selling points when rates are volatile.